Quiet, short, honest.

A digital tool to visualise your insurance protection. Educational only. Not a licensed financial advisor under MAS. We do not sell insurance.

• · Not financial advice
• · Not a substitute for a qualified advisor
• · Not a guarantee of any insurance outcome

We base our analysis on Singapore market practice and LIA references. We clearly label any assumption.

• · To give accurate information when filling onboarding
• · Not to abuse the platform (spam, scraping, attacks)
• · To respect our team if you choose to contact a human advisor

The premium report is a single S$19.90 SGD charge. No subscription. If something goes wrong, write to hello@hingfluence.com and we will refund within seven days.

We are not liable for any decision you make based on Hingfluence analysis. We do our best, transparently, but you stay in control.

If we update these terms, we will email account holders at least 14 days before the change takes effect.